Terms And Conditions

Last updated: July 3, 2026

These Terms and Conditions ('Terms') govern your access to and use of the Merchant website and services. By using our site or submitting a statement for review, you agree to be bound by these Terms. If you do not agree, please do not use our services.

1. Description of Service

Merchant provides a free review of merchant processing statements to help business owners identify potential hidden fees and cost-saving opportunities. Our review is informational only and does not constitute financial, legal, or tax advice.

2. Eligibility

Our services are intended for business owners and authorized representatives who are at least 18 years old and legally able to enter into agreements on behalf of their business.

3. Accuracy of Information

You agree to provide accurate, current, and complete information when submitting a statement or contacting us. We are not responsible for outcomes resulting from inaccurate or incomplete information provided to us.

4. No Guarantee of Savings

Estimated savings, effective rates, or fee findings are based on the information you provide and are illustrative only. We do not guarantee any specific outcome, savings amount, or approval by any third-party processor.

5. Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of Merchant or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

6. Third-Party Links

Our website may contain links to third-party sites. We do not control and are not responsible for the content, privacy practices, or terms of those third-party sites.

7. Disclaimer of Warranties

Our website and services are provided "as is" and "as available" without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement.

8. Limitation of Liability

To the fullest extent permitted by law, Merchant shall not be liable for any indirect, incidental, special, or consequential damages arising out of or related to your use of our website or services.

9. Indemnification

You agree to indemnify and hold Merchant harmless from any claims, losses, or damages arising from your misuse of our website or violation of these Terms.

10. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to its conflict of law principles.

11. Changes to These Terms

We may revise these Terms at any time. Continued use of our website after changes are posted constitutes acceptance of the revised Terms.

12. Contact Us

Questions about these Terms can be directed to us through our contact form or by calling (800) 555-0192.